Your credit score is made up of several factors. Two of the most important are your payment history and types of credit used. Staying on top of payments and credit card usage will have a positive impact on your score and checking your credit report regularly helps ensure accuracy. Learn more about how to access and understand your credit report and score at: https://www.ncsecu.org/resources/learn/guide-to-credit-reports?utm_source=meta&utm_medium=organic-social&utm_campaign=cyq1-26_financialeduc